ReconQ
Autonomous AI Financial Reconciliation
Transform payment reconciliation from a manual finance task into an intelligent, continuously operating workflow.
An IntellQ-powered financial intelligence solution for finance teams that need accurate matching, faster cash application, and full decision visibility.
Month-end close breaks when reconciliation stays manual.
Finance teams face rising transaction volumes, unclear payment references, partial payments, deductions, and unmatched cash — all of which stretch close cycles and create audit risk.
Manual matching bottlenecks
High volumes of bank feeds and invoices still depend on spreadsheet-driven review.
Unclear references
Unstructured narrations, aliases, and partial UTRs break simple rule engines.
Deductions & short pays
GST/TDS deductions, credit notes, and partial receipts leave cash unapplied.
Unmatched & unauditable
Exceptions pile into unapplied cash with weak decision lineage for audit.
From payment data to accounting action
Deterministic matching clears the majority first. Cognitive AI handles ambiguity. Verification and human review keep accounting control intact.
Payment Data
Data Understanding
Deterministic Matching
AI Matching
Verification
Exception Intelligence
Accounting Action
Math disposes, AI proposes. Exact rules clear clear-cut cases instantly; unresolved ambiguity passes to AI matching — with verification before anything posts to the ledger.
Built for real finance operations
AI-Powered Matching
Multi-tier matching across invoice numbers, UTRs, amounts, payer names, and semantic narrations — deterministic first, cognitive AI for complex cases.
Automated Cash Application
Apply incoming payments to the right invoices and accounts, including partial receipts, credit notes, and statutory TDS/GST deductions.
Exception Intelligence
Surface ambiguous transactions with contextual reasoning and recommended accounting dispositions instead of silent misallocations.
MatchMemory
Learns customer payment habits and approved patterns over time so future matches improve without rewriting every rule.
Accounting Verification
Tolerance checks and double-entry constraints govern writebacks before cash application posts to the ledger.
Explainable Decisions
Every match carries evidence, confidence context, and decision lineage so finance and audit can understand why.
Human-in-the-Loop Review
Uncertain cases route to analysts with recommended dispositions — maker-checker controls for material overrides.
Audit Trails
Immutable decision history across matches, modifications, and overrides — designed for institutional governance.
Monitor operations and exceptions in one place
Finance teams can track reconciliation progress, review exception queues, and follow decision lineage without jumping between spreadsheets and ERP reports.
- check Continuous matching status across feeds
- check Exception queues with recommended dispositions
- check Visibility into matched vs. unapplied cash
Deterministic + AI cleared
Human-in-the-loop queue
Explainable decisions
Ambiguity is surfaced — not blindly posted
When a payment cannot be matched with certainty, ReconQ routes it for review with context and recommended next actions.
Over-receipts
Payments that exceed invoice amounts and need disposition guidance.
Short & partial payments
Under-payments that require partial application or follow-up.
Deductions
Statutory TDS/GST and commercial deductions that must be netted correctly.
Unclear references
Fuzzy payer aliases and unstructured bank narrations.
Payment / invoice mismatches
Cases where reference, amount, or entity alignment is incomplete.
Human review gate
Analysts approve, override, or reassign — with decisions retained for MatchMemory.
Payment → Match → Verification → Accounting action
ReconQ is designed to move verified matches into accounting workflows with double-entry discipline — not just label transactions as “matched.”
Accounts Receivable
Apply cash against open invoices and reduce AR with clear match evidence.
Cash & customer advances
Handle receipts that should land as applied cash or customer advances when invoice linkage is incomplete.
Deductions & write-offs
Route deduction scenarios and write-off decisions through controlled review when materiality requires it.
General ledger
Support GL writeback with verification so postings respect accounting balance constraints.
Credit note netting
Decompose remittances that net invoices against credit notes and statutory offsets.
Subledger visibility
Keep reconciliation outcomes visible across payment and invoice subledgers for finance operations.
Connected financial data sources
ReconQ unifies books of record through connectors and file ingestion across ERP, banking, and document sources.
ERP systems
SAP, Odoo, NetSuite, Zoho and related ledger sync.
Bank feeds
NEFT, RTGS, MT940, CSV bank statement ingestion.
Invoices & PDFs
Sales invoices, e-invoices, and OCR document scans.
Statutory deductions
TDS (194C/J/Q), GST-TDS, and credit note offsets.
AI acceleration with financial control
ReconQ combines explainable matching with institutional controls — so automation never means silent misallocation.
Explainable decisions
Evidence and reasoning attached to every match and recommendation.
Confidence & review
Ambiguous cases escalate for human review instead of auto-posting.
Overrides & history
Analyst overrides are recorded and can improve future MatchMemory.
Maker-checker controls
Dual authorization for high-materiality allocations and write-offs.
Auditability
Hash-chained decision lineage for institutional review and compliance.
Multi-entity isolation
Tenant and entity boundaries enforced across subsidiaries and accounts.
Move from manual reconciliation to autonomous finance operations
See how ReconQ can help your finance team automate reconciliation, accelerate cash application, and gain visibility into every financial decision.
team@intellq.ai
AvariQ Tech Solutions Pvt Ltd
Pune, India